Zimbabweans in Diaspora

Disclaimer

Effective Date: 3 August 2025

IMPORTANT: Please read this disclaimer carefully before using our platform or making any investment decisions.

The Zimbabwe Diaspora Initiative ("ZDI," "we," "us," or "our") provides this platform as a service to connect diaspora members with investment opportunities in Zimbabwe. By accessing or using our services, you acknowledge and agree to the terms of this disclaimer.

1. Investment Risks

All investments carry inherent risks, including the potential loss of principal. Specific risks associated with investments in emerging markets like Zimbabwe include:

  • Currency volatility: Fluctuations in the Zimbabwean dollar and foreign exchange rates
  • Regulatory changes: Evolving legal and regulatory frameworks
  • Economic instability: Macroeconomic factors affecting business operations
  • Liquidity risks: Potential difficulty in exiting investments
  • Political factors: Changes in government policies affecting investments

Past performance is not indicative of future results. We do not guarantee any specific investment returns.

2. Not Financial Advice

The information provided on our platform is for educational and informational purposes only. We are not:

  • Registered financial advisors
  • Investment brokers or dealers
  • Providing personalized investment advice

You should consult with qualified financial professionals before making any investment decisions.

3. Due Diligence Responsibility

While we strive to vet investment opportunities, the ultimate responsibility for due diligence rests with you, the investor. We recommend:

  • Thoroughly researching each opportunity
  • Understanding all associated risks
  • Seeking independent legal and financial advice
  • Only investing funds you can afford to lose

4. Platform Limitations

Our platform serves as a connection service and does not:

  • Guarantee the accuracy of information provided by project sponsors
  • Assume responsibility for project execution or management
  • Provide escrow services or fund protection
  • Offer insurance on investments

5. Third-Party Content

Our platform may contain links to third-party websites, content, or services. We:

  • Do not endorse or assume responsibility for third-party content
  • Are not liable for any damages resulting from third-party services
  • Recommend reviewing third-party terms and policies separately

6. Limitation of Liability

To the fullest extent permitted by law, ZDII and its affiliates shall not be liable for:

  • Any investment losses or damages
  • Errors or omissions in platform content
  • Interruptions in service availability
  • Actions or inactions of project sponsors
  • Consequential, incidental, or punitive damages

7. Jurisdiction and Governing Law

This disclaimer is governed by the laws of Zimbabwe. Any disputes shall be subject to the exclusive jurisdiction of the courts of Zimbabwe.

8. Changes to Disclaimer

We reserve the right to modify this disclaimer at any time. Continued use of our platform constitutes acceptance of any changes.

9. Contact Information

For questions about this disclaimer, please contact us at:

Zimbabwe Diaspora Initiative
Legal Department
legal@zimdiaspora.org
This disclaimer should be read in conjunction with our Terms of Service and Privacy Policy.